You opened your tax return (or your tax preparer opened it) and suddenly it’s like: If you had Marketplace insurance and your monthly premium felt cheap (or even $0), this post is the “ohhh… that’s why” moment. The Premium Tax…
(Opinion For the Truly Broke and Stuck in a Gap) Most insurance advice online assumes you’ve got: employer benefits, a fat ACA subsidy, and a financial planner who says “just allocate more” like you can Venmo yourself extra money. This…
If you’ve spent more than 5 minutes on YouTube, you’ve probably seen someone pitching Indexed Universal Life (IUL) like it’s the financial version of the moon landing or Dave Ramsey blasting the crap out of it. Some of the popular…
Insurance companies love to slap fancy names on things – Indexed Universal Life, Variable Universal Life, Whole Life, Critical Illness, Major Medical, blah blah blah. The truth is simple: I know this because I bought one — an IUL with…