Category Money & Personal Finance

Insurance & Risk, Money & Personal Finance

Maxed Your 401(k) and Roth? Here’s When an IUL Might Make Sense

If you’ve spent more than 5 minutes on YouTube, you’ve probably seen someone pitching Indexed Universal Life (IUL) like it’s the financial version of the moon landing or Dave Ramsey blasting the crap out of it. Some of the popular…

Ben
December 10, 2025
5 Comments

Money & Personal Finance, Taxes & IRS Stuff

Notes about Rollovers, Withdrawals & Roth Conversions

Withdrawals have age rules, rollovers must be done the right way, Roth conversions are powerful but taxable, and knowing a few exceptions can save you thousands. Most people only hear about 401(k)s and 403(b)s when they change jobs or when…

Ben
November 27, 2025
2 Comments